Struggling with mortgage payments? There is help out there!

If you are having trouble making your mortgage payments, contact your lender immediately. And keep talking to him or her. Non profit groups offering free housing counseling: Acorn, 866 672 2676, www.acorn.org; HomeFreeUSA, 866 696 2369, homefreeusa.org; Hope Now 888 995 4673, hopenow.com and Neighborhood Assistance Corporation, 888 302 6222, naca.com.